US Congress
2016 US Code 1851 - 1926 75:
12 BANKS & BANKING
 
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12
12 - 1  COMPTROLLER OF THE CURRENCY (§§ 1 to 16)
1 - 1 - 1 Office of the Comptroller of the Currency

 
1 - 1 - 2 Comptroller of the Currency; appointment; term

 
1 - 1 - 3 Oath of Comptroller

 
1 - 1 - 4 Deputy Comptrollers

 
1 - 1 - 5 Delegation of authority by Comptroller

 
1 - 1 - 6 Deputy Comptroller for the supervision and examination of Federal savings associations

 
1 - 1 - 7 Chief of examining division

 
1 - 1 - 8  Clerks

 
1 - 1 - 9  Additional examiners, clerks, and other employees

 
1 - 1 - 10 Salaries of Deputy Comptrollers, examiners, and other employees as part of bank examination expenses

 
1 - 1 - 11  Interest in national banks

 
1 - 1 - 12 Seal of Comptroller

 
1 - 1 - 13 Rooms for Currency Bureau

 
1 - 1 - 14 Report of Comptroller

 
1 - 1 - 15 Funding of Office

 
Repealed. Sept. 9, 1959,  Sept. 6, 1966, Aug. 7, 1946,
 
12 - 2 NATIONAL BANKS (§§ 21 to 216d)
1 - 1 - 1 ORGANIZATION AND GENERAL PROVISIONS (§§ 21 to 43)

 
1 - 1 - 2 CAPITAL, STOCK, AND STOCKHOLDERS (§§ 51 to 67)

 
1 - 1 - 3 DIRECTORS (§§ 71 to 78)

 
1 - 1 - 4 REGULATION OF THE BANKING BUSINESS; POWERS AND DUTIES OF NATIONAL BANKS (§§ 81 to 95a)

 
1 - 1 - 5  OBTAINING AND ISSUING CIRCULATING NOTES (§ 101)

 
1 - 1 - 6 REDEMPTION AND REPLACEMENT OF CIRCULATING NOTES (§§ 121 to 127)

 
1 - 1 - 7 PROCEEDINGS ON FAILURE OF BANK TO REDEEM CIRCULATING NOTES (§ 131)

 
1 - 1 - 8 RESERVE CITIES; LAWFUL RESERVES (§§ 141 to 145)

 
1 - 1 - 9 FORMATION OF ASSOCIATIONS TO ISSUE GOLD NOTES (§ 151)

 
1 - 1 - 10 BANK EXAMINATIONS; REPORTS (§§ 161 to 165)

 
1 - 1 - 11 MISCELLANEOUS PROVISIONS REGARDING UNITED STATES BONDS IN RELATION TO NATIONAL BANKS (§§ 168 to 178)

 
1 - 1 - 12 VOLUNTARY DISSOLUTION (§§ 181 to 183)

 
1 - 1 - 13 RECEIVERSHIP (§§ 191 to 200)

 
1 - 1 - 14 BANK CONSERVATION ACT (§§ 201 to 213)

 
1 - 1 - 15 CONVERSION OF NATIONAL BANKS INTO STATE BANKS (§§ 214 to 214d)

 
1 - 1 - 16 CONSOLIDATION AND MERGER (§§ 215 to 215c)

 
1 - 1 - 17 DISPOSITION OF UNCLAIMED PROPERTY RECOVERED FROM CLOSED NATIONAL BANKS (§§ 216 to 216d)

 
 
12 - 3 FEDERAL RESERVE SYSTEM (§§ 221 to 522)
1 - 1 - 1 DEFINITIONS, ORGANIZATION, AND GENERAL PROVISIONS AFFECTING SYSTEM (§§ 221 to 228)

 
1 - 1 - 2  BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM (§§ 241 to 252)

 
1 - 1 - 3 FEDERAL ADVISORY COUNCIL (§§ 261 to 262)

 
1 - 1 - 4 FEDERAL OPEN MARKET COMMITTEE (§ 263)

 
1 - 1 - 5  FEDERAL DEPOSIT INSURANCE CORPORATION (§§ 264 to 266)

 
1 - 1 - 6 CAPITAL AND STOCK OF FEDERAL RESERVE BANKS; DIVIDENDS AND EARNINGS (§§ 281 to 290)

 
1 - 1 - 7 DIRECTORS OF FEDERAL RESERVE BANKS; RESERVE AGENTS AND ASSISTANTS (§§ 301 to 308)

 
1 - 1 - 8 STATE BANKS AS MEMBERS OF SYSTEM (§§ 321 to 339a)

 
1 - 1 - 9  POWERS AND DUTIES OF FEDERAL RESERVE BANKS (§§ 341 to 362)

 
1 - 1 - 10 POWERS AND DUTIES OF MEMBER BANKS (§§ 371 to 378)

 
1 - 1 - 11 DEPOSITARIES AND FISCAL AGENTS (§§ 391 to 395)

 
1 - 1 - 12 FEDERAL RESERVE NOTES (§§ 411 to 422)

 
1 - 1 - 13 CIRCULATING NOTES AND BONDS SECURING SAME (§ 441)

 
1 - 1 - 14 BANK RESERVES (§§ 461 to 467)

 
1 - 1 - 15 BANK EXAMINATIONS (§§ 481 to 486)

 
1 - 1 - 16 CIVIL LIABILITY OF FEDERAL RESERVE AND MEMBER BANKS, SHAREHOLDERS, AND OFFICERS (§§ 501 to 506)

 
1 - 1 - 17 RESERVE-BANK BRANCHES (§§ 521 to 522)

 
 
 
 
 
 
12 - 8 FARM CREDIT ADMINISTRATION (§§ 636 to 1138f)
1 - 1 - 1

 
1 - 1 - 2

 
1 - 1 - 3 FEDERAL LAND BANKS, JOINT-STOCK LAND BANKS, AND FEDERAL LAND BANK ASSOCIATIONS (§§ 641 to 1012)

 
1 - 1 - 4 LOANS TO FARMERS BY LAND BANK COMMISSIONER (§§ 1016 to 1017)

 
1 - 1 - 5 FEDERAL FARM MORTGAGE CORPORATION (§§ 1020 to 1020d)

 
1 - 1 - 6  LOANS TO FARMERS BY GOVERNOR OF FARM CREDIT ADMINISTRATION (§§ 1020i to 1020o)

 
1 - 1 - 7 FEDERAL INTERMEDIATE CREDIT BANKS (§§ 1021 to 1129)

 
1 - 1 - 8 PRODUCTION CREDIT ASSOCIATIONS (§§ 1131 to 1131j)

 
1 - 1 - 9 REGIONAL BANKS FOR COOPERATIVES AND CENTRAL BANK FOR COOPERATIVES (§§ 1134 to 1134f)

 
1 - 1 - 10 PROVISIONS COMMON TO PRODUCTION CREDIT ASSOCIATIONS, AND REGIONAL AND CENTRAL BANKS FOR COOPERATIVES (§§ 1138 to 1138f)

 
 
12 - 9 AGRICULTURAL MARKETING (§§ 1141 to 1141j)
1 - 1 - 1 Declaration of policy; effective merchandising of agricultural commodities; speculation; cooperative marketing; surpluses; administration of chapterDeclaration of policy; effective merchandising of agricultural commodities; speculation; cooperative marketing; surpluses; administration of chapter

 
1 - 1 - 2 General powers of Farm Credit Administration

 
1 - 1 - 3 Special powers of administration

 
1 - 1 - 4 Revolving fund

 
1 - 1 - 5  Interest rates on loans made from revolving fund

 
1 - 1 - 6 Loans to cooperative associations

 
1 - 1 - 7  Miscellaneous loan provisions

 
1 - 1 - 8 Avoidance of duplication; cooperation with other governmental establishments; obtaining information and data; cooperation with States, Territories, and agencies or subdivisions thereof; indicating research problems; transfer of offices, functions, etc.

 
1 - 1 - 9  Examination of books and accounts

 
1 - 1 - 10 Miscellaneous provisions

 
 
 
 
 
 
12 - 14 FEDERAL HOME LOAN BANKS (§§ 1421 to 1449)
1 - 1 - 1 Short title

 
1 - 1 - 2 Definitions

 
1 - 1 - 3  Federal Home Loan Bank districts; number and boundaries; establishment of Federal Home Loan Banks; names

 
1 - 1 - 4 Eligibility for membership

 
1 - 1 - 5 Capital structure of Federal home loan banks

 
1 - 1 - 6  Exclusion from certain requirements

 
1 - 1 - 7 Directors

 
1 - 1 - 8 Examination of State laws, regulations, and procedures; studies of values, etc.

 
1 - 1 - 9  Eligibility to secure advances

 
1 - 1 - 10 Advances to members

 
1 - 1 - 11 Advances to nonmember mortgagee; terms and conditions

 
1 - 1 - 12 Housing goals

 
1 - 1 - 13 Powers and duties of banks

 
1 - 1 - 14 Incorporation of banks; corporate powers; housing project loans

 
1 - 1 - 15 Exemption from taxation; obligations acceptable as credit on debt of home owner

 
1 - 1 - 16 Depositaries of public money; financial agents

 
1 - 1 - 17 Obligations as lawful investments; liability of United States for debentures, etc., issued by banks

 
1 - 1 - 18 Reserves and dividends; emergency suspensions of requirements

 
1 - 1 - 19 Nonadministrative expenses; expenses of studies and investigations

 
1 - 1 - 20 Deposits in special fund; availability for all purposes of Federal Home Loan Bank Board and Federal Home Loan Bank Administration

 
1 - 1 - 21 Examinations and audits

 
1 - 1 - 22  Sharing of information among Federal Home Loan Banks

 
1 - 1 - 23 Financing Corporation

 
1 - 1 - 24  Definitions

 
1 - 1 - 25 Authorization for State housing finance agencies and nonprofit entities to purchase mortgage-related assets

 
1 - 1 - 26 RTC and FDIC properties

 
1 - 1 - 27 Resolution Funding Corporation established

 
1 - 1 - 28 Member financial information

 
1 - 1 - 29 Forms of bank stock and obligations

 
1 - 1 - 30 Eligibility to membership in banks

 
1 - 1 - 31 Succession of Federal Home Loan Banks

 
1 - 1 - 32 Liquidation or reorganization; acquisition of assets by other banks; assumption of liabilities

 
1 - 1 - 33 Effect of partial invalidity of chapter

 
1 - 1 - 34 Reservation of right to amend or repeal chapter

 
Repealed & Omitted. July 30, 2008,  Aug. 9, 1989, July 21, 2010, Nov. 12, 1999,
 
12 - 15  FEDERAL HOME LOAN MORTGAGE CORPORATION (§§ 1451 to 1459)
1 - 1 - 1 Definitions

 
1 - 1 - 2 Federal Home Loan Mortgage Corporation

 
1 - 1 - 3  Capitalization of Federal Home Loan Mortgage Corporation

 
1 - 1 - 4 Purchase and sale of mortgages; residential mortgages; conventional mortgages; terms and conditions of sale or other disposition; authority to enter into, perform, and carry out transactions

 
1 - 1 - 5 Obligations and securities of the Corporation

 
1 - 1 - 6  Immunity of Corporation; audits and reporting requirements; data collection; Housing Advisory Council

 
1 - 1 - 7  Prohibited activities; penalties for violations by organizations, officers and members of organizations, and individuals

 
1 - 1 - 8 Territorial applicability

 
1 - 1 - 9  Separability

 
 
12 - 16 SAVINGS ASSOCIATIONS (§§ 1461 to 1470)
1 - 1 - 1 Short title

 
1 - 1 - 2 Definitions

 
1 - 1 - 3  Administrative provisions

 
1 - 1 - 4  Supervision of savings associations

 
1 - 1 - 5 Federal savings associations

 
1 - 1 - 6 State law preemption standards for Federal savings associations clarified

 
1 - 1 - 7  Applicability

 
1 - 1 - 8 District associations

 
1 - 1 - 9 Examination fees

 
1 - 1 - 10 Regulation of holding companies

 
1 - 1 - 11 Intermediate holding companies

 
1 - 1 - 12 Transactions with affiliates; extensions of credit to executive officers, directors, and principal shareholders

 
1 - 1 - 13 Advertising

 
1 - 1 - 14 Powers of examiners

 
1 - 1 - 15 Separability

 
1 - 1 - 16 Authority to invest in State housing corporations

 
1 - 1 - 17 Federal supervision of insured institutions, State member and nonmember banks; access to information; definitions

 
 
12 - 17 NATIONAL HOUSING (§§ 1701 to 1750aa)
1 - 1 - 1 Short title

 
1 - 1 - 2  Short title of amendment of 1938

 
1 - 1 - 3 Short title of amendment of 1942

 
1 - 1 - 4 Secretary of Housing and Urban Development

 
1 - 1 - 5  Exchange and assembly of housing and urban planning and development data; payment of expenses; acceptance of funds, services, facilities, materials, and other donations; approval of Secretary of State for international programs and activities

 
1 - 1 - 6 Revolving fund in connection with liquidating programs

 
1 - 1 - 7  Transfer of New Communities Fund assets and liabilities

 
1 - 1 - 8 Liquidation of New Communities Program; cancellation of debt

 
1 - 1 - 9 Transfer of rehabilitation loan fund assets and liabilities

 
1 - 1 - 10 Advisory committees; payment of transportation and other expenses

 
1 - 1 - 11 Housing for elderly persons advisory committee

 
1 - 1 - 12 Builder’s certification as to construction

 
1 - 1 - 13 National Institute of Building Sciences

 
1 - 1 - 14 Preemption of due-on-sale prohibitions

 
1 - 1 - 15 Right to redeem property on which United States has lien

 
1 - 1 - 16 Limitation on interest rates of insured mortgages; terms of sales

 
1 - 1 - 17 Mortgage proceeds fraudulently misappropriated by mortgagor; recovery of deficiency after foreclosure

 
1 - 1 - 18 Credit and cancellation of notes transferred from Reconstruction Finance Corporation; net loss computation

 
1 - 1 - 19  Reduction of vulnerability of congested urban areas to enemy attack

 
1 - 1 - 20 Annual report of Secretary

 
1 - 1 - 21 Contents of report to President and Congress

 
1 - 1 - 22 Periodic report on residential mortgage delinquencies and foreclosures

 
1 - 1 - 23 Default and foreclosure database

 
1 - 1 - 24 Supportive housing for the elderly

 
1 - 1 - 25 Civil money penalties against mortgagors under section 1701q of this title

 
1 - 1 - 26 Grants for conversion of elderly housing to assisted living facilities and other purposes

 
1 - 1 - 27 Funds for housing for elderly and persons with disabilities available for cost of maintenance and disposal of such properties

 
1 - 1 - 28 Congressional findings respecting housing for senior citizens

 
1 - 1 - 29 Pet ownership in assisted rental housing for the elderly or handicapped

 
1 - 1 - 30  Rent supplement payments for qualified lower income families

 
1 - 1 - 31 Congressional affirmation of national goal of decent homes and suitable living environment for American families

 
1 - 1 - 32 Economic opportunities for low- and very low-income persons

 
1 - 1 - 33 Congressional findings and declaration for improved architectural design in Government housing programs

 
1 - 1 - 34  Budget, debt management, and related counseling services for mortgagors; authorization of appropriations

 
1 - 1 - 35 Assistance with respect to housing for low- and moderate-income families

 
1 - 1 - 36 Home inspection counseling

 
1 - 1 - 37 Legal assistance for foreclosure-related issues

 
1 - 1 - 38 National Homeownership Foundation

 
1 - 1 - 39 New technologies in the development of housing for lower income families

 
1 - 1 - 40 Research and demonstrations; authorization of appropriations; continuing availability of funds

 
1 - 1 - 41  Advanced technologies, methods, and materials for housing construction, rehabilitation, and maintenance

 
1 - 1 - 42 Experimental housing allowance payment program

 
1 - 1 - 43 Abandoned properties demonstration proj­ect

 
1 - 1 - 44  Demonstrations of heating or cooling residential housing utilizing solar energy

 
1 - 1 - 45 Special housing need research and demonstration authority

 
1 - 1 - 46 Studies to determine extent of need for counseling to mortgagors; report to Congress

 
1 - 1 - 47 Energy conservation and renewable-resource demonstration

 
1 - 1 - 48 Expansion of home ownership opportunities in urban areas

 
1 - 1 - 49  Model rehabilitation guidelines in inspection and approval of rehabilitated properties; report to Congress

 
1 - 1 - 50 Biennial survey of economic and housing market conditions

 
1 - 1 - 51 Management and disposition of multifamily housing projects

 
1 - 1 - 52 Housing access

 
1 - 1 - 53 Solar energy for single-family and multifamily housing units

 
1 - 1 - 54 Lower cost technology demonstration program

 
1 - 1 - 55  Approval of individual residential water purification or treatment units

 
1 - 1 - 56 Energy efficient mortgages pilot program

 
1 - 1 - 57 Increasing access and understanding of energy efficient mortgages

 
1 - 1 - 58 HOUSING RENOVATION AND MODERNIZATION (§§ 1702 to 1706f)

 
1 - 1 - 59 MORTGAGE INSURANCE (§§ 1707 to 1715z-25)

 
1 - 1 - 60  NATIONAL MORTGAGE ASSOCIATIONS (§§ 1716 to 1723i)

 
1 - 1 - 61 INSURANCE OF SAVINGS AND LOAN ACCOUNTS (§§ 1724 to 1730f)

 
1 - 1 - 62 MISCELLANEOUS (§§ 1731 to 1735h)

 
1 - 1 - 63 WAR HOUSING INSURANCE (§§ 1736 to 1746a)

 
1 - 1 - 64  INSURANCE FOR INVESTMENTS IN RENTAL HOUSING FOR FAMILIES OF MODERATE INCOME (§§ 1747 to 1747l)

 
1 - 1 - 65 ARMED SERVICES HOUSING MORTGAGE INSURANCE (§§ 1748 to 1748i)

 
1 - 1 - 66 HOUSING FOR EDUCATIONAL INSTITUTIONS (§§ 1749 to 1749d)

 
1 - 1 - 67 MORTGAGE INSURANCE FOR LAND DEVELOPMENT AND NEW COMMUNITIES (§ 1749aa)

 
1 - 1 - 68 MORTGAGE INSURANCE FOR GROUP PRACTICE FACILITIES AND MEDICAL PRACTICE FACILITIES (§§ 1749aaa to 1749aaa-5)

 
1 - 1 - 69 NATIONAL INSURANCE DEVELOPMENT PROGRAM (§§ 1749bbb to 1749bbb-11)

 
1 - 1 - 70  NATIONAL DEFENSE HOUSING INSURANCE (§§ 1750 to 1750g)

 
1 - 1 - 71 VOLUNTARY HOME MORTGAGE CREDIT (§ 1750aa)

 
Repealed. Sept. 6, 1966, May 25, 1967, Dec. 31, 1970, Aug. 2, 1954,
 
 
 
12 - 20 FEDERAL DEPOSIT INSURANCE CORPORATION (§§ 1811 to 1835a)
1 - 1 - 1  Federal Deposit Insurance Corporation

 
1 - 1 - 2 Management

 
1 - 1 - 3 Definitions

 
1 - 1 - 4 Insured depository institutions

 
1 - 1 - 5 Deposit insurance

 
1 - 1 - 6 Factors to be considered

 
1 - 1 - 7 Assessments

 
1 - 1 - 8 Termination of status as insured depository institution

 
1 - 1 - 9 Corporate powers

 
1 - 1 - 10 Administration of Corporation

 
1 - 1 - 11 Examination of investment companies

 
1 - 1 - 12 Insurance Funds

 
1 - 1 - 13 FSLIC Resolution Fund

 
1 - 1 - 14 Corporation as receiver

 
1 - 1 - 15 Corporation monies

 
1 - 1 - 16  Borrowing authority

 
1 - 1 - 17  Issuance of notes, debentures, bonds, and other obligations; exemptions

 
1 - 1 - 18 Forms of obligations; preparation by Secretary of the Treasury

 
1 - 1 - 19 Reports by Corporation; audit of financial transactions; report on audits; employment of certified public accountants for audits

 
1 - 1 - 20 Regulations governing insured depository institutions

 
1 - 1 - 21 Prudential safeguards

 
1 - 1 - 22 Interagency data sharing

 
1 - 1 - 23 Penalty for unauthorized participation by convicted individual

 
1 - 1 - 24 Participation by State nonmember insured banks in lotteries and related activities

 
1 - 1 - 25 Retention of records by insured depository institutions

 
1 - 1 - 26 Nondiscrimination

 
1 - 1 - 27 Separability of certain provisions of this chapter

 
1 - 1 - 28 Activities of insured State banks

 
1 - 1 - 29 Disclosures with respect to certain federally related mortgage loans

 
1 - 1 - 30 Assuring consistent oversight of subsidiaries of holding companies

 
1 - 1 - 31  State-chartered insured depository institutions and insured branches of foreign banks

 
1 - 1 - 32 Activities of savings associations

 
1 - 1 - 33 Brokered deposits

 
1 - 1 - 34 Contracts between depository institutions and persons providing goods, products, or services

 
1 - 1 - 35 Agency disapproval of directors and senior executive officers of insured depository institutions or depository institution holding companies

 
1 - 1 - 36 Depository institution employee protection remedy

 
1 - 1 - 37 Reward for information leading to recoveries or civil penalties

 
1 - 1 - 38 Coordination of risk analysis between SEC and Federal banking agencies

 
1 - 1 - 39 Early identification of needed improvements in financial management

 
1 - 1 - 40 Reports of information regarding safety and soundness of depository institutions

 
1 - 1 - 41 Accounting objectives, standards, and requirements

 
1 - 1 - 42 Prompt corrective action

 
1 - 1 - 43  Source of strength

 
1 - 1 - 44 Standards for safety and soundness

 
1 - 1 - 45 FDIC affordable housing program

 
1 - 1 - 46 Payments on foreign deposits prohibited

 
1 - 1 - 47  Notice of branch closure

 
1 - 1 - 48 Transferred

 
1 - 1 - 49  Depository institutions lacking Federal deposit insurance

 
1 - 1 - 50 Interstate bank mergers

 
1 - 1 - 51  Authority of State insurance regulator and Securities and Exchange Commission

 
1 - 1 - 52 Safety and soundness firewalls applicable to financial subsidiaries of banks

 
1 - 1 - 53 Insurance customer protections

 
1 - 1 - 54 CRA sunshine requirements

 
1 - 1 - 55  Bi-annual FDIC survey and report on encouraging use of depository institutions by the unbanked

 
1 - 1 - 56 Enforcement of agreements

 
1 - 1 - 57  Withdrawals by negotiable or transferable instruments for transfers to third parties

 
1 - 1 - 58 Civil penalties

 
1 - 1 - 59 Comparability in compensation schedules

 
1 - 1 - 60 Comptroller General audit and access to records

 
1 - 1 - 61 Equal opportunity

 
1 - 1 - 62 Reduced assessment rate for deposits attributable to lifeline accounts

 
1 - 1 - 63 Assessment credits for qualifying activities relating to distressed communities

 
1 - 1 - 64 Community development organizations

 
1 - 1 - 65 Insured depository institution capital requirements for transfers of small business obligations

 
1 - 1 - 66 Prohibition against deposit production offices

 
Repealed & Transferred. Dec. 27, 2000, Feb. 15, 2006,  Sept. 30, 1996,  Dec. 19, 1991,
 
 
 
 
12 - 24 CREDIT CONTROL (§ 1901)
Omitted.
 
 
 
 
12 - 28 FEDERAL FINANCING BANK (§§ 2281 to 2296)
1 - 1 - 1 Congressional findings and declaration of purpose

 
1 - 1 - 2 Definitions

 
1 - 1 - 3 Creation of Federal Financing Bank

 
1 - 1 - 4  Board of Directors

 
1 - 1 - 5 Functions

 
1 - 1 - 6 Acquisition of obligations involving loan guarantees for New York City

 
1 - 1 - 7  Approval of financing plans by Secretary of the Treasury

 
1 - 1 - 8 Initial capital

 
1 - 1 - 9 Bank obligations

 
1 - 1 - 10 General powers

 
1 - 1 - 11 Exemptions

 
1 - 1 - 12  Preparation of obligations

 
1 - 1 - 13 Annual report to the President and Congress

 
1 - 1 - 14 Budget and audit provisions of Government corporation control law applicable

 
1 - 1 - 15 Payments on behalf of public bodies

 
1 - 1 - 16 Contracts for periodic payments to offset costs of purchase of obligations of local public housing agencies

 
1 - 1 - 17 Authority or responsibility under other provisions of law not to be affected or impaired

 
1 - 1 - 18 Increase not authorized in amounts of obligations issued, sold, or guaranteed by Federal agencies

 
 
 
 
12 - 31 REAL ESTATE SETTLEMENT PROCEDURES (§§ 2601 to 2617)
1 - 1 - 1 Congressional findings and purpose

 
1 - 1 - 2  Definitions

 
1 - 1 - 3 Uniform settlement statement

 
1 - 1 - 4 Home buying information booklets

 
1 - 1 - 5 Servicing of mortgage loans and administration of escrow accounts

 
1 - 1 - 6 Exempted transactions

 
1 - 1 - 7 Prohibition against kickbacks and unearned fees

 
1 - 1 - 8  Title companies; liability of seller

 
1 - 1 - 9  Limitation on requirement of advance deposits in escrow accounts

 
1 - 1 - 10  Prohibition of fees for preparation of truth-in-lending, uniform settlement, and escrow account statements

 
1 - 1 - 11  Jurisdiction of courts; limitations

 
1 - 1 - 12 Contracts and liens; validity

 
1 - 1 - 13  State laws unaffected; inconsistent Federal and State provisions

 
1 - 1 - 14 Authority of Bureau

 
Repealed. Sept. 30, 1996, 1
 
 
 
 
 
 
 
 
12 - 39 APPRAISAL SUBCOMMITTEE OF FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL (§§ 3331 to 3355)
1 - 1 - 1 Purpose

 
1 - 1 - 2 Functions of Appraisal Subcommittee

 
1 - 1 - 3 Chairperson of Appraisal Subcommittee; term of Chairperson; meetings

 
1 - 1 - 4 Officers and staff

 
1 - 1 - 5 Powers of Appraisal Subcommittee

 
1 - 1 - 6 Procedures for establishing appraisal standards and requiring use of certified and licensed appraisers

 
1 - 1 - 7 Startup funding

 
1 - 1 - 8  Roster of State certified or licensed appraisers; authority to collect and transmit fees

 
1 - 1 - 9 Functions of Federal financial institutions regulatory agencies relating to appraisal standards

 
1 - 1 - 10 Time for proposal and adoption of standards

 
1 - 1 - 11 Functions of Federal financial institutions regulatory agencies relating to appraiser qualifications

 
1 - 1 - 12  Transactions requiring services of State certified appraiser

 
1 - 1 - 13  Transactions requiring services of State licensed appraiser

 
1 - 1 - 14  Time for proposal and adoption of rules

 
1 - 1 - 15  Certification and licensing requirements

 
1 - 1 - 16  Establishment of State appraiser certifying and licensing agencies

 
1 - 1 - 17 Monitoring of State appraiser certifying and licensing agencies

 
1 - 1 - 18  Recognition of State certified and licensed appraisers for purposes of this chapter

 
1 - 1 - 19 Violations in obtaining and performing appraisals in federally related transactions

 
1 - 1 - 20 Definitions

 
1 - 1 - 21 Miscellaneous provisions

 
1 - 1 - 22 Emergency exceptions for disaster areas

 
1 - 1 - 23 Appraisal management company minimum requirements

 
1 - 1 - 24 Automated valuation models used to estimate collateral value for mortgage lending purposes

 
1 - 1 - 25 Broker price opinions

 
 
12 - 40 RIGHT TO FINANCIAL PRIVACY (§§ 3401 to 3422)
1 - 1 - 1  Definitions

 
1 - 1 - 2 Access to financial records by Government authorities prohibited; exceptions

 
1 - 1 - 3 Confidentiality of financial records

 
1 - 1 - 4 Customer authorizations

 
1 - 1 - 5 Administrative subpena and summons

 
1 - 1 - 6 Search warrants

 
1 - 1 - 7  Judicial subpena

 
1 - 1 - 8 Formal written request

 
1 - 1 - 9 Delayed notice

 
1 - 1 - 10 Customer challenges

 
1 - 1 - 11 Duty of financial institutions

 
1 - 1 - 12 Use of information

 
1 - 1 - 13 Exceptions

 
1 - 1 - 14 Special procedures

 
1 - 1 - 15 Cost reimbursement

 
1 - 1 - 16  Jurisdiction

 
1 - 1 - 17 Civil penalties

 
1 - 1 - 18 Injunctive relief

 
1 - 1 - 19 Suspension of limitations

 
1 - 1 - 20  Grand jury information; notification of certain persons prohibited

 
1 - 1 - 21 Applicability to Securities and Exchange Commission

 
Repealed. Dec. 21, 1995,
 
 
 
12 - 43 MULTIFAMILY MORTGAGE FORECLOSURE (§§ 3701 to 3717)
1 - 1 - 1  Findings and purpose

 
1 - 1 - 2 Definitions

 
1 - 1 - 3 Applicability

 
1 - 1 - 4 Foreclosure commissioner; designation, duties, etc.

 
1 - 1 - 5 Prerequisites to foreclosure

 
1 - 1 - 6  Notice of default and foreclosure sale; condition and term of sale

 
1 - 1 - 7 Commencement of foreclosure; powers and duties of foreclosure commissioner or substitute

 
1 - 1 - 8 Service of notice of default and foreclosure sale

 
1 - 1 - 9 Presale reinstatement

 
1 - 1 - 10  Foreclosure sale

 
1 - 1 - 11 Foreclosure costs

 
1 - 1 - 12  Disposition of sale proceeds

 
1 - 1 - 13 Transfer of title and possession

 
1 - 1 - 14 Record of foreclosure and sale

 
1 - 1 - 15  Computation of time

 
1 - 1 - 16 Separability

 
1 - 1 - 17 Regulations

 
 
 
 
 
 
 
 
 
 
 
 
 
 
12 - 56 CHECK TRUNCATION (§§ 5001 to 5018)
1 - 1 - 1 Findings; purposes

 
1 - 1 - 2 Definitions

 
1 - 1 - 3  General provisions governing substitute checks

 
1 - 1 - 4 Substitute check warranties

 
1 - 1 - 5 Indemnity

 
1 - 1 - 6 Expedited recredit for consumers

 
1 - 1 - 7 Expedited recredit procedures for banks

 
1 - 1 - 8 Delays in an emergency

 
1 - 1 - 9 Measure of damages

 
1 - 1 - 10  Statute of limitations and notice of claim

 
1 - 1 - 11 Consumer awareness

 
1 - 1 - 12 Effect on other law

 
1 - 1 - 13 Variation by agreement

 
1 - 1 - 14  Regulations

 
1 - 1 - 15  Study and report on funds availability

 
1 - 1 - 16 Statistical reporting of costs and revenues for transporting checks between reserve banks

 
1 - 1 - 17  Evaluation and report by the Comptroller General

 
1 - 1 - 18 Depositary services efficiency and cost reduction

 
 
12 - 57 SECURE AND FAIR ENFORCEMENT FOR MORTGAGE LICENSING (§§ 5101 to 5116)
1 - 1 - 1 Purposes and methods for establishing a mortgage licensing system and registry

 
1 - 1 - 2 Definitions

 
1 - 1 - 3 License or registration required

 
1 - 1 - 4 State license and registration application and issuance

 
1 - 1 - 5 Standards for State license renewal

 
1 - 1 - 6 System of registration administration by Federal agencies

 
1 - 1 - 7 Bureau of Consumer Financial Protection backup authority to establish loan originator licensing system

 
1 - 1 - 8 Backup authority to establish a nationwide mortgage licensing and registry system

 
1 - 1 - 9 Fees

 
1 - 1 - 10 Background checks of loan originators

 
1 - 1 - 11 Confidentiality of information

 
1 - 1 - 12 Liability provisions

 
1 - 1 - 13 Enforcement by the Bureau

 
1 - 1 - 14 State examination authority

 
1 - 1 - 15 Reports and recommendations to Congress

 
1 - 1 - 16 Study and reports on defaults and foreclosures